CLOSING COSTS: NEW YORK VS CONNECTICUT
| EXPENSE ITEM | NY | CT |
| Westchester County | Fairfield County |
| APPRAISAL FEE | $600 | $500 |
| CREDIT REPORT FEE | $26 | $26 |
| TOTAL APPLICATION FEES | $626 | $526 |
| | |
| PREPAID INTEREST (30 days) | $4,333 | $4,333 |
| HAZARD INSURANCE PREMIUM - 12 months | 3,000 | 2,400 |
| HAZARD INSURANCE (2 months) | 500 | 400 |
| REAL ESTATE TAX (6 months) | 11,226 | 4,400 |
| DOCUMENTATION PREPARATION FEE | 250 | 250 |
| ATTORNEY'S FEE | 2,500 | 1,500 |
| TITLE INSURANCE | 7,012 | 3,650 |
| NY STATE MORTGAGE TAX | 8,000 | 0 |
| NY STATE MANSION TAX | 13,000 | 0 |
| RECORDING FEES | 450 | 200 |
| BANK ATTORNEY | 900 | 0 |
| MANAGING AGENT | 0 | 0 |
| REAL ESTATE TAX SERVICE FEE | 90 | 90 |
| FLOOD CERTIFICATION | 20 | 20 |
| TITLE SEARCH | 150 | 180 |
| TOTAL ESTIMATED SETTLEMENT CHARGES | $52,057 | $17,949 |
